Call us now!(425) 369-9660   |     |
Home Loan

A Home Loan That Fits Perfectly

Find the right loan

Ready to purchase or refinance your home?

There are a variety of mortgage loan types available. We will provide the information you need to make an educated and confident choice in choosing the right mortgage loan that fits your needs. Our product knowledge, work ethic, and dedication to service will guide you through the home loan process.

I want to:

Find the home mortgage program best suited for you, with expert guidance along the way:

Purchase a home.

Whether you are a first-time home buyer or a seasoned pro, we will provide you with the best loan for your specific needs.

Refinance my loan.

Thinking about refinancing? We will help you find the best refinance option based on your objectives.

Ask a question.

We can answer your home loan questions. Feel confident that you are making the right financial decision.

home loan - excited couple in new home with boxes and paint

Purchase Your New Home.

Buying a new home is exciting and is typically the largest financial decision you will make. There are various loan types to choose from, each one having different down payment requirements, interest rates, and monthly payments. There are both conventional and government-backed loan programs (FHA / VA). First-time homebuyers can benefit from lower down payment requirements of FHA.

Choosing the right home loan can make a difference in whether you qualify or get the lowest financing costs. We’ll guide you through the process. You can get started online or contact us.

Common Home Loan Questions

What’s the difference between pre-approval and pre-qualification?

The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.

What different types of home loans are there?

There are a variety of mortgage loan types available. The most common ones are Conventional, Government-backed (FHA and VA), and Jumbo. Each has different down payment requirements, interest rates, and monthly payments.

The two main types of interest rates are:

  • Fixed: Most homebuyers take out fixed-rate mortgages for 30, 20, or 15-year terms. Often called “conventional,” these mortgages have fixed interest rates and regular monthly principal-and-interest payments that don’t vary over the life of the loan.
  • Adjustable: There are several kinds of adjustable-rate mortgages (ARMs) available. With ARMs, the interest rate applied on the outstanding balance varies throughout the life of the loan.
Do I qualify as a first-time homebuyer?

While the term “first-time homebuyer” generally refers to an individual who purchases a principal residence for the very first time, you may also qualify if you have not owned your principal residence within the past three years. For couples, if one spouse has not owned a home, you are both considered first-time homebuyers. Benefits can include low mortgage rates, low down payment, low closing costs, and loans for lower credit scores.

Easy Process:


The process starts with you providing pertinent information. Get started online, or work with one of our loan specialists.

Get Approved.

Property appraisal, document review, and loan amount approval. We’ll keep you informed each step of the way.


Sign the final documents, the loan gets funded, your loan is now complete!

home loan - couple looking at kitchen design depicting refinance for home improvement

Refinancing Made Simple.

Refinancing your existing home loan can help you reach your financial goals and objectives. There are numerous reasons people refinance their mortgage, the most common one is to lower the interest rate. You may also want to use your equity to consolidate your debt, undertake home improvement projects, or for some other large purchase. We make the process easy – get started online or contact us.

Common Refinance Questions

How often can I refinance?

There is no limit to how many times you can refinance your home. However, mortgage lenders may have a few rules based on when you took out your prior home loan, such as requiring a six-month waiting period.

What if I have a second mortgage on my home? Can I still refinance?

Typically, any second mortgages are paid off through the refinance. Both loans are consolidated into one new first mortgage and you will only have one payment each month. If you prefer to keep your second mortgage intact, we may be able to ask your second mortgage lender to remain in the second position and allow us to refinance the first loan.

Is an appraisal necessary when I refinance?

In most cases, you must go through the appraisal process, but depending on the circumstances it may not be required. The appraisal is used to establish the market value of your home, which will determine the amount you can refinance, including any cash-out amount.

Just wanted to send a quick note of thanks for assisting me buying my first home! With the outstanding teamwork you provided, you turned a stressful experience into a pleasant one. It was so nice knowing I had a supportive team of mortgage professionals behind me every step of the way.
— Heather
Go to Top